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Potential savings of 30% – 40% from current premium

Saved Me Over $45,000 a Year

“WOW!!!!! I was with State Fund. No one would insure me do to the fact I have few losses. Coastal Work Comp Brokers,got me out of State Fund and they saved me over $45,000 a year on my Workers Compensation Insurance Premium. They also offer free Human resources and Risk Consulting so I can stay up to date with Federal and State regulations and get OSHA off my back.”

Construction Contractor in Buffalo, NY

Pay as you go program

No down payment

New Business Ventures

We offer tailored solutions for new businesses to ensure your compliance, affordability, and peace of mind. When you go with our experts, you’re not just checking a legal box—you’re making a strategic decision to safeguard your company’s future.

Non-Renewed by Carrier

Being non-renewed by a workers’ compensation carrier can feel like a setback, but it’s also an opportunity to strengthen your business practices. Get expert advice on owner exemptions, class codes, state rates, experience modifiers, audits and claims.

Lapse in Coverage

When a business experiences a lapse, the legal and financial repercussions can be overwhelming. Employers become fully responsible for the medical costs and lost wages of injured employees, which can lead to substantial out-of-pocket expenses. Act swiftly to minimize risks.

High-Risk Industries

Workers Comp for High-Risk Industries are those with elevated chances of workplace injuries due to the nature of their operations. These industries require specific safety measures and comprehensive insurance coverage.

Best Move I Did in 30 Years

"We have been in business for over 30 years. In 30 years, all we had and all we knew is State Fund Insurance for our Workers Compensation Insurance. One day we get a call from Chris at Coastal Work Comp Brokers and he explains that their program can get me OUT OF STATE FUND and put me with an A rated insurance carrier. With their program, I pay as I go, no more State Fund, no more audits and best of all, I was paying 25.7% for 5553 class code and they were able to drop it to 7.88% even when I have losses. This is the best move I did in 30 years. I can’t recommend them enough.”

Roofer in Los Angeles, CA

I Don't Ever Have to Deal with an Audit Ever Again

"Who thought that there is a better option than State Fund! I always thought that I’m stuck with State Fund and paying high Premiums. And I specially hated the audits. They took so much of my time, plus my business was in a growth stage and I ended up owing over $19,000 when I did my audit. Coastal Work Comp offered me a lower premium on the class code of 0106 by 36%. Also with their pay as you go program, I don’t ever have to deal with an audit ever again”

Tree Trimmer in Phoenix, AZ

They Saved Me Over 40%

"With carpentry class code and I had few losses, my business was having a hard time growing. State Fund is very expensive and their customer service really sucks. There audits were very stressful. Chris from Coastal Work Comp Brokers called and offered me a better, cheaper and more attractive alternative. Pay as you go program, no audits and they saved me over 40% off my Workers Comp premium. I have been with them for almost 2 years and now with all the extra money I’m saving on my Workers Comp, my business is booming and I will be opening a second location by the end of the year.”

Carpenter in Los Angeles, CA

They Were Able to Save Us Over $103,000

“Home Health Workers Compensation is one of the most difficult and expensive class codes in the country. Not with Coastal Work Comp Brokers. We have over 100 employees and they were able to save us over $103,000 on our Workers Compensation Insurance premium. And we got 1. Free payroll Services, Free Human Resources Consulting, free Risk & Safety Consulting and much more. We also pay as we go and we don’t have to deal with the nightmare of audits.”

Home Health in Miami, FL

They Saved Us Around 30%!!!

"I have always heard of programs out there  much cheaper than State Fund however, I never knew where to look. We now been with Coastal Work Comp Brokers for over three years and are very pleased with all the services they offer on top of cheaper Workers Compensation Insurance Premium. They saved us around 30%!!! Our company is much more profitable and we get free Human Resources Consulting.”

Staffing Agency in San Diego, CA

Any business in all 50 states

Free review of your current plan

No annual audits